Mutual and Local

We're a local, mutual company, owned by our policyholders. We are run by Louisianians and committed to you, our members.

Our Mutual Structure

  • We're owned by our policyholders – not shareholders.
  • Our Louisiana board of directors works to benefit our members.
  • Less than 3 cents of a premium dollar goes to disaster reserves.
  • Our Local Focus

  • We pay state and federal taxes and we invest and buy locally.
  • We employ more than 1,900 Louisianians.
  • We do business locally and base decisions on what's best for members.
  •