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Tax Credits for Premium Contributions

According to, employers with fewer than 25 employees that offer health insurance to their employees may qualify for the Small Business Health Care Tax Credit.

The SHOP Tax Credit Estimator can help determine if your business may qualify, and if it does, how much it could be worth to you.

For more information on SHOP Tax Credits, visit the Estimate Your SHOP healthcare tax credit on

If there's a tax credit that you want to take advantage of, you may want to consider purchasing on the SHOP exchange.

If you don't qualify for the tax credit, contact an authorized Blue Cross agent to select a health insurance plan.

Are You Eligible?

The IRS offers a number of resources to help businesses determine their tax credit eligibility status.

If you cannot afford to buy insurance for your employees, you can grant them access to coverage and payroll-deduct their premiums as a convenience to them. Call your agent for more information.

Small Groups May Choose Not to Offer Coverage

The new law does not require that small businesses (those with 50 or fewer workers or 50 full-time equivalents of labor) provide coverage to their employees. It does provide tens of billions of dollars in new tax credits to small businesses to make it easier for them to provide coverage if they choose to do so.

Need Help?

Contact an authorized
Blue Cross
agent for expert advice.