Options For Employers

Which Businesses Must Cover Their Employees?

While no employer must offer coverage, some larger businesses may have to make a payment in 2015 or 2016 for failure to provide coverage.

The payment is called the Employer Shared Responsibility Payment and applies to employers of different sizes at different times. Read more below.

  • If you have fewer than 50 full-time equivalents of labor, you're not subject to the Employer Shared Responsibility parts of the law any year. You may use the SHOP Marketplace to offer coverage for your employees.

The Employer Shared Responsibility Payment in 2015 or 2016

The Employer Shared Responsibility Payment applies to some businesses with more than 50 or 100 full-time equivalents of labor who don't offer insurance, or whose coverage doesn't meet certain minimum standards.

Regulations announced February 10, 2014 have updated the following:

  • which employers must make the payment
  • which years some employers must make the payment
  • other conditions about the payment

The Internal Revenue Service offers detailed questions and answers about the Employer Shared Responsibility Payment.

The Treasury Department has a fact sheet summarizing recent updates on the Employer Shared Responsibility Payment.

Source for this page: Healthcare.gov.

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