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Premium Changes

For some people, health insurance will cost less. For many, it will cost more. If your monthly payments are going up, you have a few options to consider:

  • You can change your annual renewal date.
    You can change your annual renewal date to December. This way, you can keep your current plan for another calendar year. You may see a slight bump in premiums of around 5%, but it will be lower than if you moved to a new, government-approved plan. Contact an authorized Blue Cross agent for help at 1-800-392-4087; or download our annual renewal date change form and e-mail it to us at or mail it to:

    Individual Membership & Billing Department
    PO Box 98029
    Baton Rouge, LA 70898-9960

  • You might be eligible for a break on your premiums starting next year.
    Under the law, some people will be eligible for a break on their insurance premiums starting in 2014. You might be able to get one of these tax credits that lowers you insurance premium right away. Use the chart below to see if you're eligible, or use our interactive tool.
  • You can explore new plan options.
    Even if you don't get a break on your premiums, we may find another plan that gives you the full set of benefits required by law, but at a better price. Call an authorized Blue Cross agent to see if there are more cost-effective plans that may fit your needs at 1-800-392-4087.

Am I eligible for a tax credit?

The chart on the right can help you find out if you qualify for a tax credit.

Household size is the number of people living in your house.

Household income is the total income each of your family makes in a year. If you make $40,000 and your spouse makes $20,000 in a household of 2, then your household income range is $60,000.

Household Size Household Income Range
1 $11,670 - $46,680
2 $15,730 - $62,920
3 $19,790 - $79,160
4 $23,850 - $95,400
5 $27,910 - $111,640
6 $31,970 - $127,880
7 $36,030 - $144,120
8 $40,090 - $160,360
Each additional person + $4,060 - $16,240

Need Help?

Contact an authorized
Blue Cross
agent for expert advice.