Member-Owned

Advocate for Members

  • We work with providers to negotiate fair rates and top-quality care for our members.
  • We fight for affordable healthcare to keep healthcare costs under control and work hard for quality care that's accessible and affordable for our members.

Employer Advantages

Business owners who choose Blue have access to a special set of powerful online tools. These web-based tools allow you, the employer – and your workforce – to manage your own Blue Cross accounts any time at your convenience.

Employer Features

  • Submit and review subsequent applications
  • eBilling
  • Process coverage terminations
  • Order membership materials
  • Review, approve or deny submitted employee change requests that affect the group, such as address changes, account corrections and adding or dropping dependents
  • Verify coverage qualifications
  • Report other coverage
  • View and print employer forms
  • Library of informative payroll stuffers and brochures for educating employees
  • Use Healthcare AdvisorSM** online to learn more and better manage healthcare dollars 

Employee Features (if group allows)

  • Review claims and payment status
  • Check on deductible balance and out-of-pocket maximums
  • Change address or update personal information
  • Order a replacement ID card or benefit booklet 
  • And more.

Member Advantages

Blue Cross and Blue Shield of Louisiana members have exclusive access to many great online tools, including:

Personal Health Record*: A free, portable electronic medical record you can get to from any computer with internet access.

Blue Health Record: A quick and convenient overview of your health history for the past three years.

Healthcare AdvisorSM**: Search WebMD's full dictionary of health information to learn about health conditions and make informed decisions affecting your healthcare dollars.

Hospital AdvisorSM**: Makes it easy to find hospital facilities that match your location, situation and preferences.

Treatment Cost AdvisorSM**: This tool helps you estimate costs for hundreds of common conditions, procedures, tests and healthcare visits.

Online Account Management: Access your account information online 24 hours a day, seven days a week.

Online Medication Management: Manage your prescriptions online 24 hours a day, seven days a week.

Wide Variety of Benefits Packages

We offer a full line of group health insurance products.

Local Offices Statewide

We serve every community in the state through our Baton Rouge headquarters and regional offices in Alexandria, Baton Rouge, Houma, Lafayette, Lake Charles, Monroe, New Orleans and Shreveport.

Strong Provider Networks

We have broad provider networks. Nearly 9 of every 10 doctors in Louisiana belong to a Blue Cross network. Our member hospital network includes nearly every full-service, acute care hospital in the state. We consistently rank in the top five among all Blues plans nationwide for provider satisfaction.

Accepted Nationwide and Worldwide

Across the country and around the world … as a Blue Cross member, you take your healthcare benefits with you— across the country and around the world. The BlueCard® Program gives you access to doctors and hospitals almost everywhere.

*Personal Health Record is a website managed by WebMD, an independent company that provides personal health record services for Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc.

**Healthcare Advisor, Treatment Cost Advisor and Hospital Advisor are powered by WebMD Health Services, an independent company that provides information on coverage and health topics for Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc.