Blue Cross is a not-for-profit health insurance company committed to offering coverage to fit your needs. We offer health insurance plans for individuals and families. Each plan features a range of payment and deductible options designed to fit your lifestyle and your budget.
Coordinated Care Plans
We now have two new plans designed to put wellness and savings at center stage.
|
|
HMO Louisiana, Inc. is proud to present Community Blue – our innovative point-of-service plan with a very selective network of providers.
Download Brochure (PDF) » |
|
|
BlueConnect plans give coordinated, patient-centered
care with a focus on quality and wellness. The plans link patients
and physicians to boost wellness and healthy outcomes.
Download Brochure (PDF) » |
Basic Budget-conscious Plans
Our basic plans offer affordable premium payments with essential coverage and benefits. You pay a lower monthly premium in exchange for paying a portion of other healthcare costs. Sometimes called catastrophic coverage (coverage for "big ticket" items like hospital stays and surgery), these plans provide inpatient hospital coverage with drug coverage options.
|
|
Basic coverage, inpatient hospital coverage expenses, plus annual preventive screening benefits. Value-added services include a discount drug program and dental and wellness discounts.
View Details »
Get a Quote »
|
|
|
Basic coverage for medical expenses plus prescription drugs and annual preventive screening benefits. Value-added services include dental and wellness discounts.
View Details »
Get a Quote »
|
High-deductible Plans Compatible with Health Savings Account (HSA)*
High-deductible health plans offer reliable coverage and affordable monthly premium payments. You pay for services out-of-pocket until a deductible level is met. The health plan then pays a majority percentage of health costs. This typically results in lower premiums. These plans are compatible with health savings accounts (HSAs), allowing you to take advantage of a tax-favored health savings account.
Comprehensive Copayment Plans
These plans charge a fixed dollar amount — called a copayment — for each use of services, such as physician office visits, or for each purchase, such as prescription drugs.
|
|
Our series of point-of-service (POS)** plans feature low out-of-pocket costs. This plan works like an HMO plan, but with a unique advantage: the ability to choose providers outside the network and still receive reduced or limited benefits. Value-added services include dental and wellness discounts.
View Details »
Get a Quote »
|
Premier Comprehensive Plans
Our premier major medical plans provide you the most robust coverage we offer.
|
|
Our most comprehensive individual major medical plan that helps pay for covered everyday expenses and hospitalization. Dental and wellness discounts are offered as a value-added service.
View Details »
Get a Quote »
|
Supplemental Coverage
These plans provide you with additional protection to supplement your medical coverage.
|
|
Variable Income Plan (VIP) supplements your regular healthcare coverage by paying you dollars per day for covered hospital stays.
View Details »
Get a Quote »
|
|
|
Our cancer and serious disease plans offer two options to fit your coverage needs and budget.
View Details »
Get a Quote »
|
Blue365® Discounts
Blue Cross and Blue Shield of Louisiana is proud to present the next generation of Blue365, a new take on our valued program offering exclusive health and wellness deals to keep you healthy and happy, every day of the year.
View Details »
- Get a Quote
Fill out our information request form to get a quote or just learn more about any of our health insurance policies.
Go »
- Find an Agent
Get contact information for our eight regional offices and insurance agents statewide.
Go »
- Understand Insurance
Learn more about health insurance terms and other basics.
Go »
*Health Savings Accounts (HSA) have tax and legal ramifications. Blue Cross and Blue Shield of Louisiana does not provide legal or tax advice, and nothing herein should be construed as legal or tax advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products.
**Our series of point-of-service (POS) plans is offered by HMO Louisiana, Inc., a wholly owned subsidiary of Blue Cross and Blue Shield of Louisiana.
