Individual and Family Plans


Blue Cross is a not-for-profit health insurance company committed to offering coverage to fit your needs. We offer health insurance plans for individuals and families. Each plan features a range of payment and deductible options designed to fit your lifestyle and your budget.

Select Network Plans

Select network plans are great health plans for people who want local access, affordable premiums and a new approach to healthcare.

Community Blue* is a select, local network product designed for Baton Rouge communities (East & West Baton Rouge and Ascension Parishes) and Shreveport communities (Caddo and Bossier Parishes). Community Blue is a patient-centered plan. This means healthcare providers work as a team led by a primary care doctor.
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BlueConnect* is a product with a select, local network designed for Orleans and Jefferson Parishes in the Greater New Orleans area. BlueConnect is a great health plan for people who want local access, a new approach to health and a lower priced insurance plan.
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High-Deductible Plans

Health Savings Account (HSA) Compatible Plans**

High-deductible health plans offer reliable coverage and affordable monthly premium payments. (You pay for services out-of-pocket until a deductible level is met. The health plan then pays a majority percentage of health costs. This typically results in lower premiums.) These plans are compatible with health savings accounts (HSAs), allowing you to take advantage of tax-favored health savings account benefits.

A high-deductible plan with sound, affordable coverage, BlueSaver is compatible with a health savings account (HSA). Value-added services include dental and wellness discounts.
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Comprehensive Copay Plans

These plans charge a fixed dollar amount — called a copayment — for each use of services, such as physician office visits, or for each purchase, such as prescription drugs.

Our series of point-of-service (POS)* plans feature low out-of-pocket costs. This plan works like an HMO plan, but with a unique advantage: the ability to choose providers outside the network and still receive reduced or limited benefits. Value-added services include dental and wellness discounts.
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Premier Comprehensive Plans

Our premier, comprehensive plans provide you the most robust coverage we offer.

Our most comprehensive individual major medical plan that helps pay for covered everyday expenses and hospitalization. Dental and wellness discounts are offered as a value-added service.
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Supplemental Coverage

These plans provide you with additional protection to supplement your medical coverage.


Variable Income Plan (VIP) supplements your regular healthcare coverage by paying you dollars per day for covered hospital stays.
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Our cancer and serious disease plans offer two options to fit your coverage needs and budget.
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*Our series of point-of-service (POS) plans and HMO plans are offered by HMO Louisiana, Inc., a wholly owned subsidiary of Blue Cross and Blue Shield of Louisiana.

**Health Savings Accounts (HSA) have tax and legal ramifications. Blue Cross and Blue Shield of Louisiana does not provide legal or tax advice, and nothing herein should be construed as legal or tax advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products.