Group Term Life/Accidental Death and Dismemberment (AD&D)

• Whether your company has two employees or 10,000, SNL has a group term life plan for your organization.
• SNL offers competitive rates and flexible benefit designs.
• When you select life coverage, AD&D is automatically included at the same benefit amount for the employee.
• Plans may be customized depending on your group size and type. 

Dependent Life

• Groups selecting life coverage can also get dependent life coverage for eligible dependents of eligible employees.
• Eligible employees include all full-time, active employees working 30 hours or more per week. 
• Conversion option included for dependents. 

Short-Term Disability 

• Groups selecting life coverage can also get short-term disability coverage. 
• Disability benefits ensure employee access to cost-effective protection of employee's income in the event of a covered injury or sickness causing time away from the job or permanent disability.
• Employers are able to design coverage options.

Group Term Life/Accidental Death and Dismemberment Insurance Policy refers to contract # 48XX1013. This description is not a contract and is not to be construed as a contract. It is for information only.

Long-Term Disability Insurance (LTD)

• Group LTD is available to groups with as few as five eligible employees and is a cost-effective way to help protect your employees’ income in the event of a disabling injury or sickness.
• Eligible employees include all full-time, active employees working 30 hours or more per week. LTD benefits can be designed to fit your employer needs in both costs and coverage. 

_{Long-Term Disability Insurance Policy refers to contract # 48XX1075. This description is not a contract and is not to be construed as a contract. It is for information only.}