With BlueSaver®, businesses can get affordable coverage that costs about 20% less than some of our other popular PPO plans. This consumer-directed, high-deductible, low-premium plan is our fastest-growing plan for small businesses.
This plan works with a health savings account (HSA) as a savings fund for tax-qualified medical expenses, including those not usually covered by insurance. After enrolling in a high-deductible plan like BlueSaver, you may deposit into your HSA on an annual tax-free basis up to $2,850 for an individual policy and $5,650 for a family policy. Funds in the HSA account that are not used for medical expenses can accumulate tax-free from year to year until retirement. Learn more about HSAs.
Features
- Choice of deductibles
- Prescription drug benefits
- Wellness and preventive care with no deductible (if network provider used)
- Inpatient and outpatient coverage
- Wide selection of doctors, hospitals and specialists
- Nationwide access to health benefits
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BlueSaver Group Brochure [PDF]
2008 BlueSaver Deductible and Out-of-Pocket Maximums [PDF]
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BlueSaver refers to policy #40XX0779.