Voluntary Plans

Voluntary Group Short-Term Disability Insurance

Why is short-term disability coverage important?

A disabling injury occurs in America every four seconds.* Employee’s Choice Voluntary Short-Term Disability Insurance plan is a cost-effective way to help protect an employee's income in the event of a disabling injury or sickness. This highly valued and desired employee benefit is at group rates. Because it is a voluntary plan, there is generally little or no cost to the employer.

Features:

• A maximum monthly benefit from $300 to $3,000 (not to exceed 60 percent of the insured’s monthly pre-disability income)
• A choice of elimination periods is available with as little as 0 days for injury to 30 consecutive days for sickness.
• A choice of benefit durations of either three months, six months, one year or two years 
• Is available for groups with five or more employees
• Guaranteed issue
• Waiver of premiums under terms of contract
• Continuity of coverage
• Payroll deduction

We have designed two popular plans for the small group market of 5-19 for ease of quoting. See our brochure below for the plan options and pricing.

Get a quote.

Voluntary Short-Term Disability Insurance Brochure (Group size 5 – 19) [PDF]

For more information on these voluntary plan solutions, call Southern National Life at 225.295.2525 or 800.376.7763.

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This information is presented for general information only. It is not a contract, nor intended to be a contract. If there is any discrepancy between this information and the policy, the provisions of policy #40XX1233 will govern. 
*National Safety Council, "Injury Facts," 2005-2006 edition