Stability

Rooted in the community, we are a Louisiana company serving Louisiana people since 1934. Through hurricanes, economic downturns, family emergencies, sickness and in-health, we stand ready to serve and protect.

  • Stability - Blue Cross is Louisiana’s oldest and largest health insurer. With more than 75 years of experience, we offer you stability and a local presence. Our size also allows us to negotiate with providers to get sizeable discounts on healthcare services for you.
  • Mutual Company - We are a private, mutual company, owned by our policyholders – not stakeholders. We make decisions based on your best interests. We are not under the pressure of national, publicly traded health insurance companies to increase profits or pay regular dividends.
  • "A" Rating - Blue Cross has received 15 consecutive "A" ratings for financial strength from noted international rating service Standard & Poor’s. An A rating for financial strength means  you can count on us to be stable, pay your claims on time, to be here tomorrow, and the day after. We have a strong reserve fund that would allow us to pay bills during times of crisis, and even if our policyholders were not able to pay their premiums due to an emergency like Hurricane Katrina.
 
  • Quality Networks & Programs

    Get access to a network of quality doctors and more.

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  • Stability

    Count on us to pay your claims on time, to be here today and tomorrow.

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  • Wellness Benefits

    Take routine tests at no extra cost.

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  • Healthy Discounts

    Get deals on gym memberships and nutrition programs.

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  • Online Tools

    Find a doctor, view claims and statements, manage your medications and more.

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  • Patient-centered Medical Home

    Find information on how you and your doctor can work together to get better care.

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