These are alarming statistics. It just goes to show how important protection against lost income can be to a workforce.
Unfortunately, many people have not planned for the financial burden they will face if they should become disabled
and unable to work for an extended period of time.
Our disability coverage helps protect employees, which in turn protects the employer's company. Here are a few highlights:
The above illustration assumes disability insurance premiums are not deducted on a pre-tax basis in an employer-sponsored cafeteria plan.
Blue Cross and Blue Shield of Louisiana is not engaged in rendering tax, legal or investment advice. We recommend you seek the guidance of a tax professional or financial advisor.
1 National Safety Council, Injury Facts, 2010 Ed.
2 U.S. Social Security Administration,
Social Security Basic Facts, Aug. 2009
3 Council for Disability Awareness,
CDA 2010 Long Term Disability Claims Review
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