Mutual and Local

• We're a private, local, mutual company, owned by our policyholders.
• We pay state and federal taxes and support our home state through investments and purchasing.
• We employ more than 1,900 Louisianians.
• We carefully budget to place less than 3 cents of each premium dollar in an emergency reserve fund.
• This reserve is required by law to protect you, our member-owners, from the effects of a natural disaster or economic crisis.

Member-Owned

• As a mutual company, we're owned by our policyholders – not shareholders.
• We are not publicly traded and don't have to answer to stockholders.
• We are run by a Louisiana board of directors who operate for the benefit of our members.
• We take our obligation to use your money wisely as a sacred trust.