Health Savings Accounts

Most members enrolled in BlueSaver are eligible for a personal tax-free health savings account (HSA).  An HSA allows you to set aside tax-free money for qualified medical expenses, such as prescription drugs, insurance deductibles, eyeglasses, dental services and other medical costs.


You can set up a MySmartSaverSM* HSA that works directly with your BlueSaver benefits. MySmartSaver HSA's offer:

  • VISA branded debit card
  • Check-writing capabilities
  • Convenient ways to make deposits
  • Interest-bearing account
  • Investment options
  • Online management tools

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  • Need help deciding whether to choose a BlueSaver or BlueMax health plan?  Use this calculator to find out your possible savings:

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    *MySmartSaver HSA is offered through The Bancorp Bank, an independent company that manages health savings accounts for members of Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc.