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Individual and Family Plans


Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc. are Qualified Health Plan Issuers on the Health Insurance Marketplace. If you shop for plans on the Marketplace, you'll notice that these plans are divided into levels of coverage: bronze, silver, gold and platinum. We offer several Qualified Health Plans in each metal level, so you can find a plan to meet your needs.

Blue Max

Blue Max is our full-coverage plan, which uses an extensive network of doctors and hospitals. Blue Max has several copayment, coinsurance and deductible plan options to meet your needs.


BlueSavers are qualified high-deductible health plans, which means you can put tax-free money in a Health Savings Account (HSA) that will help you pay your deductible and your share of covered medical expenses. A BlueSaver, in conjunction with an HSA, can help you save money for medical expenses now and for the future.

Blue Point of Service (POS)

We offer Blue Point of Service through our subsidiary, HMO Louisiana, Inc. Blue POS uses the HMO network, a smaller network of quality doctors and hospitals, which is only available in certain parts of the state. You pay a set copayment for most benefits when you get care from a network provider.

Community Blue

Community Blue is a select, local network product designed for Baton Rouge communities (East & West Baton Rouge and Ascension Parishes) and Shreveport communities (Caddo and Bossier Parishes). Community Blue is a patient-centered plan. This means healthcare providers work as a team led by a primary care doctor.


BlueConnect is a product with a select, local network designed for Orleans and Jefferson Parishes in the Greater New Orleans area. BlueConnect is a great health plan for people who want local access, a new approach to health and a lower priced insurance plan.

Blue Cross and Blue Shield of Louisiana
Multi-State Plan

These plans are available only to residents of Louisiana and are jointly regulated by the Louisiana Department of Insurance and the Federal Office of Personnel Management. Multi-State plans are sold only on the government's Health Insurance Marketplace.


Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc. are Qualified Health Plan Issuers on the Health Insurance Marketplace. Blue Dental plans are Qualified Dental Plans and may be purchased on the Marketplace.

Blue Dental

Blue Dental plans can help you make the cost of dental care manageable. You're covered on the basics like exams, cleanings and x-rays, with excellent coverage for additional services like fillings and extractions, plus much more.


Variable Income Plan (VIP)

Variable Income Plan (VIP) supplements your regular healthcare coverage by paying you dollars per day for covered hospital stays.

Cancer and Serious Disease

Our cancer and serious disease plans offer two options to fit your coverage needs and budget.