GroupCare features a series of PPO plans with broad provider networks and flexible benefit designs.
Our POS plans* have predictable out-of-pocket costs like an HMO plan, with the unique advantage of out-of-network care with limited benefits.
BlueSaver plans are qualified high-deductible health plans, which means you can put tax-free money in a Health Savings Account (HSA)** that will help you pay your deductible and your share of covered medical expenses. A BlueSaver plan, in conjunction with an HSA, can help you save money for medical expenses now and for the future.
Premier Blue features the flexibility of a PPO with the network benefits of a Point of Service product. Employees enjoy access to a broad provider network with the convenience of copayments for many services.
Community Blue is a select, local network product designed for Baton Rouge communities (East & West Baton Rouge and Ascension Parishes) and Shreveport communities (Caddo and Bossier Parishes). Community Blue is a patient-centered plan. This means healthcare providers work as a team led by a primary care doctor.
BlueConnect is a product with a select, local network designed for Orleans and Jefferson Parishes in the Greater New Orleans area. BlueConnect is a great health plan for people who want local access, a new approach to health and a lower priced insurance plan.
Third-party claims administration services are available through ASO arrangements offered by Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc. We offer a wide array of plan designs and self-funding options for employers.
Dual Choice combinations allow employers to offer health plans with more coverage choices and a greater variety of benefits.
*Our series of point-of-service (POS) plans and HMO plans are offered by HMO Louisiana, Inc., a wholly owned subsidiary of Blue Cross and Blue Shield of Louisiana.
**Health Savings Accounts (HSA) have tax and legal ramifications. Blue Cross and Blue Shield of Louisiana does not provide legal or tax advice, and nothing herein should be construed as legal or tax advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products.
*** Provided through HMO Louisiana, Inc., a subsidiary of Blue Cross and Blue Shield of Louisiana, independent licensees of the Blue Cross and Blue Shield Association.
BlueChip refers to Blue Cross and Blue Shield of Louisiana benefit plan #40XX0503. BlueSaver refers to LABI group benefit plan #40XX1326. Premier Blue refers to LABI group benefit plan #40XX1375. POS refers to LABI group benefit plan #13100 00027. Plans are underwritten by Blue Cross and Blue Shield of Louisiana and are marketed by LABI and LABI's plan consultant, Associated Benefit Consultants of LA, Inc.
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