Terms and Conditions of Use 

PLEASE READ THESE TERMS AND CONDITIONS OF USE PRIOR TO USING THIS WEBSITE

This website is owned and operated by Blue Cross and Blue Shield of Louisiana, incorporated as Louisiana Health Service & Indemnity Company. Blue Cross and Blue Shield of Louisiana (BCBSLA) and its subsidiaries, HMO Louisiana, Inc. and Southern National Life Insurance Company, Inc., are independent licensees of the Blue Cross and Blue Shield Association. Our insurance products and services are offered by BCBSLA or one or more of its subsidiaries. Medical and dental coverage is provided by BCBSLA and HMO Louisiana, Inc. Life insurance coverage is provided by Southern National Life Insurance Company, Inc.

All website users (“you”, “your” and “they”) represent and warrant that they are at least 18 years of age and that they possess the legal right and ability to agree to these Terms and Conditions of Use and to use this website in accordance with these Terms and Conditions. Use of this BCBSLA website is conditioned on the acceptance, without modification, of all Terms and Conditions of this Agreement (defined as the Terms and Conditions). By using this website, you represent that you have read and understand the Terms and Conditions and that you agree to be bound by these Terms and Conditions as set forth below.

BCBSLA reserves the right at its discretion to modify the Terms and Conditions under which this website is offered. Use of this website after the posting of any such modification constitutes your agreement to be bound by the Terms and Conditions as modified.

All material ("Materials") displayed or transmitted on this website, including but not limited to text, photographs, images, illustrations, video clips, audio clips, and graphics are owned by BCBSLA or by third parties with their permission, and are protected by United States and international copyright, trademarks, service marks, and other proprietary rights, and various state and federal laws.

Except as provided in this Agreement, you may not copy, reproduce, publish, transmit, transfer, sell, rent, modify, create derivative works from, distribute, repost, perform, display, or in any way commercially exploit the Materials carried on this Web  site, nor may you infringe upon any of the copyrights or other intellectual property rights contained in the Materials. You may not remove or alter, nor cause to be removed or altered, any copyright, trademark, or other proprietary notices or visual marks and logos from the Materials.

You acquire no rights or license whatsoever in the Materials other than the limited rights to use the website in accordance with these Terms and Conditions. Any of the Materials accessed or downloaded from this website must be accessed or downloaded in accordance with the Terms and Conditions of use specified in this Agreement. BCBSLA reserves any rights not expressly granted under these Terms and Conditions of use.

BCBSLA reserves the right to modify, update, suspend, discontinue, or restrict the use of or access to this website or any portion of this website, at any time and without notice or liability.

You are liable to BCBSLA for any and all claims, actions, losses, damages, costs and expenses (including attorney fees) if you upload anything to this website that belongs to anyone else, is copyrighted, trademarked or infringes upon another party’s intellectual property rights.

You are not authorized to link to this website without the specific written permission of BCBSLA. Further, No portion of this website may be "included into" or "framed into" another website or online presence without the express, written permission of BCBSLA.

Any unauthorized use of the information on this website is prohibited. Modification of the BCBSLA content or use of the content for any unauthorized purpose is a violation of BCBSLA copyright, service marks and other proprietary rights.

If you do not agree with the Terms and Conditions of this website, detailed both above and below, and do not wish to be bound by them, please do not use this website or download any Materials from this website.

COPYRIGHT AND USE:

Copyright © 2010, All Rights Reserved. Blue Cross and Blue Shield of Louisiana (BCBSLA).

All service marks, trademarks and registered items are the sole and exclusive property of BCBSLA unless otherwise noted. All rights are reserved.

NOT MEDICAL ADVICE:

THE CONTENT OF THIS WEBSITE IS PROVIDED AS GENERAL INFORMATION ONLY AND IS NOT MEDICAL, LEGAL, OR HEALTH PLAN PURCHASING ADVICE. THE INFORMATION ON THIS WEBSITE IS NOT DESIGNED TO REPLACE HEALTH CARE OR MEDICAL ADVICE FROM A HEALTH CARE PROFESSIONAL. ALL QUESTIONS ABOUT INDIVIDUAL CARE AND TREATMENT SHOULD BE REFERRED TO YOUR HEALTH CARE PROVIDER.

BCBSLA has designed this website to provide information to you regarding our products and services in general. Nothing contained on this website should be construed as medical advice, medical opinion, diagnosis or treatment.

LEGAL/JURISDICTION:

BCBSLA primarily serves individuals residing in Louisiana and employers whose principal place of business is in Louisiana. Through its association with the Blue Cross and Blue Shield Association, BCBSLA also serves the Louisiana employees of non-Louisiana based employers.

BCBSLA and its subsidiaries are licensed to underwrite health, dental and life coverage in the state of Louisiana only and do not engage in the business of insurance outside Louisiana except as may be permitted by law. Except as described otherwise, all materials in the BCBSLA website are made available only to provide information about BCBSLA. BCBSLA controls and operates this website from its headquarters in Baton Rouge, Louisiana, and makes no representation that these materials are appropriate or available for use in other locations. The descriptions of products and services on this website are not intended to constitute offers to sell or solicitations in connection with any product or services, and not all products and services are available in all areas to all persons. Services and products are subject to applicable laws and regulations. If you are interested in a particular product or service, you should contact BCBSLA Customer Service to obtain additional information about a product or service, or to speak with an agent.

By accessing, transmitting, using, or viewing any information on this website, you irrevocably agree to be subject to personal jurisdiction in the state of Louisiana. Any claim or dispute arising out of accessing, transmitting, using, or viewing any information on this website shall be exclusively venued in East Baton Rouge Parish, Louisiana, and shall be exclusively governed by the laws of the state of Louisiana, without regards to any conflicts of law.

If any of the provisions of these Terms and Condition of Use are held to be not enforceable by a court or other tribunal of competent jurisdiction, then such provisions shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect.

BCBSLA’s failure to act with respect to a breach by you or others of these Terms and Conditions of Use does not waive BCBSLA’s right to act with respect to subsequent or similar breaches. These Terms and Conditions of Use, specified above and below, set forth the entire understanding and Agreement between BCBSLA and you with respect to the website, its uses and services.

DISCLAIMER:

USE OF THIS WEBSITE IS AT YOUR OWN RISK. BCBSLA DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED.

Information contained on this website is furnished free of charge and for informational purposes only. Although we may update the content of this website from time to time, information changes rapidly. BCBSLA has no obligation to update the information.

Therefore, some of the information and graphics on this website may contain inaccuracies, typographical errors or out-of-date information. Your use of this website and the information and graphics contained on this website are at your own risk. BCBSLA does NOT warrant, represent or guarantee the accuracy, timeliness or completeness of this website or any of the information or graphics contained on this website. BCBSLA ASSUMES NO RESPONSBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION ON THIS WEBSITE OR OTHER DOCUMENTS THAT ARE REFERENCED BY OR LINKED TO THIS WEBSITE. BCBSLA will not be liable to you or anyone else for any decision made or action taken by you or anyone else in reliance on materials or information obtained or downloaded from this website, or any direct, indirect, consequential, incidental, special, or similar damages even if BCBSLA is advised of the possibility of such damages.

BCBSLA does not guarantee continuous, uninterrupted service to this website. Operation of this website may be interfered with by numerous factors outside BCBSLA’s control.

THIS WEBSITE AND ALL MATERIALS CONTAINED ON THIS SITE, INCLUDING BUT NOT LIMITED TO INFORMATION, GRAPHICS, AUDIO, VIDEO, SOFTWARE AND OTHER DATA, IF ANY, ARE PROVIDED "AS IS" WITHOUT EXPRESS OR IMPLIED WARRANTIES OR GUARANTEES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

LIMITATION OF LIABILITY:

IN NO EVENT WILL BCBSLA BE LIABLE, WHETHER IN TORT OR CONTRACT OR UNDER ANY OTHER LEGAL LIABILITY (INCLUDING STRICT LIABILITY AND NEGLIGENCE) FOR LOST PROFITS OR REVENUES, LOSS OR INTERRUPTION OF USE, LOST OR DAMAGED DATA OR SECURITY, DAMAGES, COSTS, EXPENSES, OR FOR ANY ECONOMIC LOSS, ANY INDIRECT, EXEMPLARY, SPECIAL, INCIDENTIAL, CONSEQUENTIAL OR SIMILAR DAMAGES ARISING FROM OR RELATING TO VIEWING, USING OR ACCESSING THIS WEBSITE, EVEN IF BCBSLA HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BY VIEWING, USING OR ACCESSING THIS WEBSITE, YOU AGREE THAT THE TOTAL AGGREGRATE LIABILITY OF BCBSLA AND ITS SUBSIDIARIES ARISING FROM USE OR RELATED TO USE OR VIEWING OF THIS WEBSITE SHALL NOT EXCEED ONE HUNDRED ($100.00) DOLLARS.

LINKS:

Please note that once you leave this website, either by using a link we have provided for your convenience, or by specifying your own destination, BCBSLA accepts no responsibility for the content, products and/or services provided at non-BCBSLA locations. BCBSLA does not regularly review the content of other websites. The links contained on this website do not imply any endorsement or sponsorship of any other website or any of the products or services that may be offered on any other website. BCBSLA does not control, endorse, promote, or have any affiliation with any other website unless expressly stated on this website.

BCBSLA expressly disclaims any responsibility for any third-party websites, which are provided for your convenience on an "as is" basis without warranties of any kind, express or implied.

If you have any questions or comments regarding our Terms and Conditions of Use please contact:

Legal Affairs Department
Blue Cross and Blue Shield of Louisiana
5525 Reitz Avenue
Baton Rouge, LA 70809
Telephone: 225.295.2294

 

Copyright 2014, All Rights Reserved.
Blue Cross and Blue Shield of Louisiana,
Incorporated as Louisiana Health Service & Indemnity Company
An Independent Licensee of the Blue Cross and Blue Shield Association