Health Savings Account
To maximize your Blue Connect Savings Plus high-deductible health plan, be sure to open a Health Savings Account (HSA) to set aside money to pay for qualified health expenses. We recommend a MySmart$aver HSA from HealthEquity, Inc.*, an independent company that administers HSAs to Blue Cross members enrolled in BlueConnect Savings Plus.
Your HSA rolls over from year to year so any money you don't use can be used the next year. Use your HSA to pay for doctor visits, prescription drugs and certain health-related items. Learn more about qualified medical expenses in this HealthEquity database.
*HealthEquity, Inc. is an IRS authorized non-bank custodian of HSAs, and the preferred HSA custodian for eligible Blue Cross members enrolled in our high deductible health plans. Members who qualify may open an HSA with any HSA trustee or custodian. Health Savings Accounts (HSA) have tax and legal ramifications. Blue Cross and Blue Shield of Louisiana does not provide legal or tax advice, and nothing herein should be construed as legal or tax advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products. See IRS Publication 969 for more about HSAs.
Where Am I Covered?
If you are a resident of one of the parishes listed below, you are covered with Blue Connect Savings Plus when you visit Blue Connect doctors, clinics and hospitals.
Visit bcbsla.com/blue-connect to find a doctor in your network.
Greater New Orleans/Northshore:
Jefferson, Orleans, Plaquemines, St. Bernard, St. Charles, St. John the Baptist and St. Tammany parishes
Acadia, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, St. Mary and Vermilion parishes
Bossier and Caddo parishes
Essential Health Benefits
Certain limitations and exclusions apply to Essential Health Benefits
Schedule of Benefits
Prescription Drug Coverage
Stay in Your Network
Control costs by staying in your network. Your plan includes both in-network and out-of-network coverage, but you will pay more when you visit an out-of-network doctor or hospital.
Be proactive about staying in your network by visiting bcbsla.com/blue-connect to find a doctor or hospital in your network. Blue Connect members have access to Ochsner Health Network (OHN) and other participating providers. While the Blue Connect product is offered only in the Lafayette, New Orleans and Shreveport areas, Blue Connect members may also access Blue Connect network providers located in other parishes.
Pick a Primary Care Doctor
We are committed to providing you with affordable access to quality healthcare through our Quality Blue program. If your doctor takes part in this program, you are a part of it, too.
Get Care in the Right Place
Save time and money by getting the right care in the right place. Don't go to the emergency room for a cold.
Shop and Save on Healthcare Procedures
Compare the costs of common medical procedures and save with our SmartShopper cost transparency tool.
Your Online Account
Virtual Visits: Save Time and Money with Online Doctor Visits!
Ochsner Connected Anywhere lets members with a Blue Connect plan have private, secure video visits with a healthcare provider from the convenience of their workplace or home. All they need is a smartphone, tablet or computer to get started. For urgent care conditions like colds, fever and rashes, employees can see a doctor 24/7 with no appointment needed.
Members with any Blue Connect plan can also see a behavioral health provider for conditions like anxiety, depression, eating disorders and others. Behavioral health visits are available by appointment seven days per week.
Explanation of Benefits
What Should You Do After Enrollment?