Health Savings Account
To maximize your BlueSaver high-deductible health plan, be sure to open a Health Savings Account (HSA) to set aside money to pay for qualified health expenses. We recommend a MySmart$aver HSA from HealthEquity, Inc*., an independent company that administers HSAs to Blue Cross members enrolled in BlueSaver.
Your HSA rolls over from year to year so any money you don't use can be used the next year. Use your HSA to pay for doctor visits, prescription drugs and certain health-related items. Learn more about qualified medical expenses in this HealthEquity database.
*HealthEquity, Inc. is an IRS authorized non-bank custodian of HSAs, and the preferred HSA custodian for eligible Blue Cross members enrolled in our high deductible health plans. Members who qualify may open an HSA with any HSA trustee or custodian. Health Savings Accounts (HSA) have tax and legal ramifications. Blue Cross and Blue Shield of Louisiana does not provide legal or tax advice, and nothing herein should be construed as legal or tax advice. These materials, and any tax-related statements in them, are not intended or written to be used, and cannot be used or relied on, for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials. You should seek advice based on your particular circumstances from an independent tax advisor regarding the tax consequences of specific health insurance plans or products. See IRS Publication 969 for more about HSAs.
Essential Health Benefits
Certain limitations and exclusions apply to Essential Health Benefits
Schedule of Benefits
Prescription Drug Coverage
Stay in Your Network
Control costs by staying in your network. Your plan includes both in-network and out-of-network coverage, but you will pay more when you visit an out-of-network doctor or hospital.
Be proactive about staying in your network by visiting bcbsla.com/findcare to find a doctor or hospital in your network.
Get Care in the Right Place
Save time and money by getting the right care in the right place. Don't go to the emergency room for a cold.
Shop and Save on Healthcare Procedures
Compare the costs of common medical procedures and save with our SmartShopper cost transparency tool.
Your Online Account
BlueCare Telehealth: Get Care from Anywhere!
Medical and behavioral health visits available.
Have a BlueCare online medical visit 24/7 or behavioral health visit by appointment using a computer, smartphone, tablet or any device with internet and a camera. Before every visit, you will see what it will cost based on your plan type and benefits. You will not be charged until the visit is complete. All providers are U.S. trained and board certified.
Explanation of Benefits
What Should You Do After Enrollment?