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Blue Point of Service (POS) (2023)
Blue Point of Service* uses the HMO Louisiana HMO/POS network, a smaller network of quality doctors and hospitals throughout the state. It has several copayment, coinsurance and deductible plan options to meet your needs.
Gold $$$: This level has even richer benefits than silver, but also a higher monthly premium.
Silver $$: This level has slightly higher monthly premiums than bronze, but also richer benefits. If you qualify for extra savings, called cost-share reductions, you must choose a silver level Marketplace plan.
Bronze $: This level has the lowest monthly premium, but also has the highest out-of-pocket cost.
Here are some plan features and benefits:
Four-tier copayment and coinsurance structure or a two-tier coinsurance structure for prescription drugs, depending on the plan you buy.
Drug deductibles range from $0-500, depending on the plan you buy. If there is no separate drug deductible, medical deductible applies.
We pay 100 percent of preventive care services in network.
For pediatric dental and vision, $0 for diagnostic and preventive dental and routine eye exams and hardware when received from a network doctor.
*Our series of point-of-service (POS) plans and HMO plans are offered by HMO Louisiana, Inc., a wholly owned subsidiary of Blue Cross and Blue Shield of Louisiana.
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