Gold $$$: This level has even richer benefits than silver, but also a higher monthly premium.
Silver $$: This level has slightly higher monthly premiums than bronze, but also richer benefits. If you qualify for extra savings, called cost-share reductions, you must choose a silver level Marketplace plan.
Bronze $: This level has the lowest monthly premium, but also has the highest out-of-pocket cost.
Here are some plan features and benefits:
Two-tier coinsurance structure for prescription drugs. Once your medical deductible is met, the amount of your coinsurance depends on the plan you buy.
No separate drug deductible; medical deductible applies.
We pay 100 percent of preventive care services in network.
For pediatric dental and vision, $0 for diagnostic and preventive dental and routine eye exams and hardware when received from a network doctor.
*HealthEquity, Inc. is an independent company that administers Health Savings Accounts to Blue Cross members enrolled in BlueSaver, our high-deductible health plans. Members who qualify may open a HSA with any HSA administrator and should seek guidance from a tax professional or financial advisor. Blue Cross and Blue Shield of Louisiana is not engaged in rendering tax, legal or investment advice.