In 2017, Blue Cross and Blue Shield of Louisiana will implement a closed formulary for non-grandfathered, individual and small group plans and make annual formulary updates to drug coverage for all other members. The Blue Cross Pharmacy and Therapeutics (P&T) Committee, a group of independent Louisiana doctors and pharmacists, has approved these formulary changes. Please read the following information about how these changes affect our members.
How we are letting our members know:
We will mail letters about the new closed formulary and letters about annual formulary updates to the appropriate group leaders and members by Nov. 1, 2016. Links to sample letters are included below.
Affected Members: Non-grandfathered individuals and small groups (2- 50 employees)
If an individual or small group member fills a drug that is not on the covered drug list:
If a member cannot take any of the covered drugs:
Doctors may request coverage of a non-formulary drug if there is a medically necessary need for a drug that is not on the covered drug list. Certain criteria must be met before the drug may be covered. If those criteria are not met, the member will have to fill a covered alternative or pay full price for a drug not on the list.
Sample communications about closed formulary:
When can you see the new Covered Drug List?
Affected Members: Non-grandfathered individuals
2017 Individual Benefit Plan Structure |
|||
Tier |
Description |
Copay Option #1 |
Copay Option #2 |
1 |
Primarily generic drugs (traditional and specialty), although some brand-name drugs may fall into this category |
$7 |
$15 |
2 |
Includes traditional brands and generics, specialty brands and generics, and biosimilars |
20% |
20% |
3 |
Includes traditional and specialty brands and generics, biosimilars and covered compound drugs |
30% |
30% |
2016 Individual Benefit Plan Structure (for your reference) |
|||
Tier |
Description |
Copay Option #1 |
Copay Option #2 |
1 |
Value drugs |
$7 |
$15 |
2 |
Preferred brand drugs |
$30 |
$40 |
3 |
Non-preferred brand or generic drugs |
$70 |
$70 |
4 |
Specialty drugs |
10% |
10% |
Affected Members: All grandfathered individual and group members and non-grandfathered large groups (51+)
Sample communications about annual formulary update:
When can you see the updated open formulary?
Affected Members: All fully insured members
Producers will be given these documents to help them speak to their fully insured clients about why we are making these changes. Some may have gotten them at the recent Sales Caravans.
Affected Members: All members with Express Scripts* administered pharmacy benefits through Blue Cross or HMO Louisiana.
Sample communications about annual formulary updates:
Affected Members: All members with Express Scripts administered pharmacy benefits through Blue Cross or HMO Louisiana.
Affected Members: All members with Express Scripts administered pharmacy benefits through Blue Cross or HMO Louisiana.
We are pleased to say that the goal of this program has been met. Today, 85 percent of prescriptions filled are generics. The cost-saving function of this program will be continued through our provider partnership programs going forward. For those reasons, we will sunset the First Fill for Free program as of Jan. 1, 2017.
We will notify self-funded groups that have this option about the program’s end before Jan. 1, 2017.
Working with prescribers
To help our customers more effectively manage healthcare costs, Blue Cross and HMO Louisiana are asking physicians to consider prescribing drugs that are covered or have lower copayments when they believe it is appropriate for their patients. We want to make sure members are informed of the changes; and we are encouraging them to discuss their prescription medications with their physicians.
When members need help
Fully insured members may call Express Scripts* Customer Service toll free at the number on their ID card (1-866-781-7533) to get more information about their prescription benefits. More drug coverage information is available at bcbsla.com/pharmacy.
We value your support.
We value your partnership in supporting our members through these changes. Thank you for the guidance you provide.
*Express Scripts is an independent company that serves as the pharmacy benefit manager for Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc.